While no one wants to be injured on the job, sometimes the worst happens. Workers’ compensation is a special type of insurance employers have to carry to ensure that medical bills and other expenses can be covered for employees who are injured. Find out more about this process and what you need to know about workers’ compensation cases below.
If you’ve been injured on the job, our firm can help. Reach out today to talk with a member of our team and find out what your rights and options are and how we can help you move forward.
1. The Statute of Limitations for Workers’ Comp in South Carolina Is 2 Years
The statute of limitations is how long you have to file a claim after an accident according to the law. This varies by the type of case and by state. In South Carolina, the statute of limitations for filing a workers’ compensation claim is two years. This means that you must file your claim within two years of the date of injury if you want to seek compensation.
2. You Have to See an Approved Doctor for Your Injuries
When you seek medical care for your injury, it’s important that you see one of the insurance company’s approved doctors. Once you notify your employer that you have been injured on the job, they can give you a list of approved medical providers to ensure that your visit is in line with the requirements for workers’ comp.
3. Employers Cannot Retaliate Against You for Filing a Workers’ Comp Claim
If you’re nervous about bringing a workers’ compensation claim because you think your employer might retaliate, it’s important to note that this is illegal. There are protections under the law for employers who file for workers’ comp, and your employer can’t take any action against you.
4. Your Job Status Post-Injury Doesn’t Affect Your Claim
If your injuries are serious, you may not be able to keep fulfilling your job duties. Or you may just want to pursue another line of work. This is why it’s crucial to understand that your workers’ compensation claim isn’t affected in any way if you quit or otherwise change your employment status or job role with that employer.
5. You May Be Able to Settle Out of Court
While your employer may deny your workers’ compensation claim, that doesn’t mean you’re out of options. You can discuss your case with an attorney and pursue a hearing if you wish. However, many of these cases are settled out of court, and that’s an option you should discuss with your lawyer.
To learn more about how workers’ compensation works and what you need to do to be able to file a claim, contact our law offices at (803) 888-2200. You can schedule a free consultation with a member of our team.